Is LDI Worth Buying in 2026?

loanDepot, Inc.

STOCK FINANCE SERVICES Updated 2026-04-19

Here’s whether loanDepot, Inc. (LDI) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Bearish.

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Bearish

Positives: above the 50-day MA (medium-term momentum positive); strong 1-year return of +67.3%. Concerns: trading below the 200-day MA (long-term downtrend); 50-day MA is falling (-9.40% over 10 days); RSI 84 — overbought, elevated pullback risk; 3-month momentum negative (-44.1%). Currently 64.5% off its 52-week high. Score: -3/7.

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LDI is trading below its 200-day MA ($2.34) — a key warning sign the longer-term trend is under pressure. With an RSI of 83.8, momentum has stretched into overbought territory — short-term pullbacks are common from these levels. The 1-year return of +67.3% compares to +35.1% for SPY (beat the market by 32.2%). The current 64.5% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $16,729 today
vs. S&P 500 (SPY) — same period beat market by 32.2%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($2.34)
Above 50-day MA ($1.71)
!RSI(14) neutral zone (30–70) — currently 83.8
Positive return (+67.3%)
!Within 10% of period high (−64.5%)
Period Range $1.79
$1.02 $5.05
RSI (14) 83.8
0 · OversoldOverbought · 100

Key Metrics

Price$1.79
Period Return+67.3%
Period High$5.05
Period Low$1.02
Drawdown−64.5%
MA-50$1.71
MA-200$2.34
RSI (14)83.8
Avg Volume (30d)2.6M
vs. SPYbeat by 32.2%
Return Rank#300 of 996

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