Here’s whether loanDepot, Inc. (LDI) is worth buying in 2026 —
based on weekly-updated price trend, RSI momentum, and return vs.
the S&P 500. Our current read: Bearish.
🔴
Bearish
Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); 50-day MA is falling (-5.97% over 10 days); RSI 29 — oversold; weak 1-year return of -44.2%; 3-month momentum negative (-36.5%). Currently 80.0% off its 52-week high. Score: -7/7.
LDI is trading below its 200-day MA ($1.97) — a key warning sign the longer-term trend is under pressure. An RSI of 28.8 has dropped into oversold territory, which has historically preceded short-term bounces. The 1-year return of -44.2% compares to +20.4% for SPY (trailed the market by 64.6%). The current 80.0% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.
$10,000 invested 1 year ago→ $5,580 today
vs. S&P 500 (SPY) — same period trailed market by 64.6%