Is NU Worth Buying in 2026?

Nu Holdings Ltd.

STOCK stocks Updated 2026-07-26

Here’s whether Nu Holdings Ltd. (NU) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Neutral.

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Neutral

Positives: above the 50-day MA (medium-term momentum positive); RSI 50 — healthy momentum range; strong 1-year return of +10.5%; rising volume confirms the move (1.64x 30d avg). Concerns: trading below the 200-day MA (long-term downtrend). Currently 25.8% off its 52-week high. Score: +2/7.

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NU is trading below its 200-day MA ($15.14) — a key warning sign the longer-term trend is under pressure. An RSI of 50.5 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of +10.5% compares to +16.5% for SPY (trailed the market by 6.0%). The current 25.8% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $11,051 today
vs. S&P 500 (SPY) — same period trailed market by 6.0%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($15.14)
Above 50-day MA ($12.99)
RSI(14) neutral zone (30–70) — currently 50.5
Positive return (+10.5%)
!Within 10% of period high (−25.8%)
Period Range $14.09
$11.20 $18.98
RSI (14) 50.5
0 · OversoldOverbought · 100

Key Metrics

Price$14.09
Period Return+10.5%
Period High$18.98
Period Low$11.20
Drawdown−25.8%
MA-50$12.99
MA-200$15.14
RSI (14)50.5
Avg Volume (30d)87.7M
vs. SPYtrailed by 6.0%
Return Rank#441 of 999

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