Is PYPL Worth Buying in 2026?

PayPal Holdings, Inc. Common Stock

STOCK SERVICES-BUSINESS SERVICES, NEC Updated 2026-07-26

Here’s whether PayPal Holdings, Inc. Common Stock (PYPL) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Bullish.

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Bullish

Positives: trading above the 200-day MA (long-term uptrend intact); above the 50-day MA (medium-term momentum positive); 50-day MA is rising (+3.04% over 10 days); 3-month momentum positive (+11.2%); rising volume confirms the move (1.32x 30d avg). Concerns: RSI 83 — overbought, elevated pullback risk; weak 1-year return of -27.9%. Currently 29.4% off its 52-week high. Score: +4/7.

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PYPL is in a confirmed uptrend, trading above both its 50-day ($45.75) and 200-day ($52.52) moving averages. With an RSI of 82.9, momentum has stretched into overbought territory — short-term pullbacks are common from these levels. The 1-year return of -27.9% compares to +16.5% for SPY (trailed the market by 44.3%). The current 29.4% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $7,215 today
vs. S&P 500 (SPY) — same period trailed market by 44.3%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($52.52)
Above 50-day MA ($45.75)
!RSI(14) neutral zone (30–70) — currently 82.9
Positive return (-27.9%)
!Within 10% of period high (−29.4%)
Period Range $56.15
$38.46 $79.50
RSI (14) 82.9
0 · OversoldOverbought · 100

Key Metrics

Price$56.15
Period Return-27.9%
Period High$79.50
Period Low$38.46
Drawdown−29.4%
MA-50$45.75
MA-200$52.52
RSI (14)82.9
Avg Volume (30d)19.1M
vs. SPYtrailed by 44.3%
Return Rank#740 of 999

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