Is PYPL Worth Buying in 2026?

PayPal Holdings, Inc. Common Stock

STOCK SERVICES-BUSINESS SERVICES, NEC Updated 2026-06-07

Here’s whether PayPal Holdings, Inc. Common Stock (PYPL) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Bearish.

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Bearish

Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); 50-day MA is falling (-0.45% over 10 days); RSI 29 — oversold; weak 1-year return of -43.0%; 3-month momentum negative (-10.6%). Currently 48.1% off its 52-week high. Score: -7/7.

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PYPL is trading below its 200-day MA ($56.11) — a key warning sign the longer-term trend is under pressure. An RSI of 28.8 has dropped into oversold territory, which has historically preceded short-term bounces. The 1-year return of -43.0% compares to +24.4% for SPY (trailed the market by 67.4%). The current 48.1% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $5,698 today
vs. S&P 500 (SPY) — same period trailed market by 67.4%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($56.11)
Above 50-day MA ($46.42)
!RSI(14) neutral zone (30–70) — currently 28.8
Positive return (-43.0%)
!Within 10% of period high (−48.1%)
Period Range $41.29
$38.46 $79.50
RSI (14) 28.8
0 · OversoldOverbought · 100

Key Metrics

Price$41.29
Period Return-43.0%
Period High$79.50
Period Low$38.46
Drawdown−48.1%
MA-50$46.42
MA-200$56.11
RSI (14)28.8
Avg Volume (30d)15.1M
vs. SPYtrailed by 67.4%
Return Rank#1047 of 1245

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