Is SLM Worth Buying in 2026?

SLM Corporation

STOCK PERSONAL CREDIT INSTITUTIONS Updated 2026-07-26

Here’s whether SLM Corporation (SLM) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Caution.

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Caution

Positives: above the 50-day MA (medium-term momentum positive); 50-day MA is rising (+2.24% over 10 days); RSI 39 — healthy momentum range. Concerns: trading below the 200-day MA (long-term downtrend); weak 1-year return of -24.1%. Currently 27.5% off its 52-week high. Score: +0/7.

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SLM is trading below its 200-day MA ($24.55) — a key warning sign the longer-term trend is under pressure. An RSI of 38.6 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of -24.1% compares to +16.5% for SPY (trailed the market by 40.6%). The current 27.5% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $7,588 today
vs. S&P 500 (SPY) — same period trailed market by 40.6%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($24.55)
Above 50-day MA ($23.44)
RSI(14) neutral zone (30–70) — currently 38.6
Positive return (-24.1%)
!Within 10% of period high (−27.5%)
Period Range $24.29
$17.77 $33.49
RSI (14) 38.6
0 · OversoldOverbought · 100

Key Metrics

Price$24.29
Period Return-24.1%
Period High$33.49
Period Low$17.77
Drawdown−27.5%
MA-50$23.44
MA-200$24.55
RSI (14)38.6
Avg Volume (30d)3.2M
vs. SPYtrailed by 40.6%
Return Rank#720 of 999

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