SoFi Technologies, Inc. Common Stock
Here’s whether SoFi Technologies, Inc. Common Stock (SOFI) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Bearish.
Positives: 50-day MA is rising (+1.60% over 10 days). Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); weak 1-year return of -23.5%; 3-month momentum negative (-10.7%). Currently 49.7% off its 52-week high. Score: -4/7.
SOFI is trading below its 200-day MA ($21.59) — a key warning sign the longer-term trend is under pressure. An RSI of 33.1 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of -23.5% compares to +16.5% for SPY (trailed the market by 40.0%). The current 49.7% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.