SoFi Technologies, Inc. Common Stock
Here’s whether SoFi Technologies, Inc. Common Stock (SOFI) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Bearish.
Positives: RSI 53 — healthy momentum range; strong 1-year return of +17.3%. Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); 50-day MA is falling (-0.34% over 10 days); 3-month momentum negative (-14.7%). Currently 51.0% off its 52-week high. Score: -3/7.
SOFI is trading below its 200-day MA ($23.06) — a key warning sign the longer-term trend is under pressure. An RSI of 52.8 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of +17.3% compares to +24.4% for SPY (trailed the market by 7.1%). The current 51.0% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.