Upstart Holdings, Inc. Common stock
Here’s whether Upstart Holdings, Inc. Common stock (UPST) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Bearish.
Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); 50-day MA is falling (-0.31% over 10 days); RSI 18 — oversold; weak 1-year return of -67.4%; 3-month momentum negative (-19.6%). Currently 69.2% off its 52-week high. Score: -7/7.
UPST is trading below its 200-day MA ($36.63) — a key warning sign the longer-term trend is under pressure. An RSI of 18.3 has dropped into oversold territory, which has historically preceded short-term bounces. The 1-year return of -67.4% compares to +16.5% for SPY (trailed the market by 83.9%). The current 69.2% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.