Is USB Worth Buying in 2026?

U.S. Bancorp

STOCK NATIONAL COMMERCIAL BANKS Updated 2026-08-23

Here’s whether U.S. Bancorp (USB) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Neutral.

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Neutral

Positives: trading above the 200-day MA (long-term uptrend intact); 50-day MA is rising (+2.99% over 10 days); strong 1-year return of +34.4%; 3-month momentum positive (+13.2%). Concerns: below the 50-day MA (medium-term momentum negative); declining volume on rally — weak conviction (0.72x 30d avg). Currently 6.1% off its 52-week high. Score: +3/7.

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USB is holding above its long-term 200-day MA ($55.95) but has slipped below the 50-day MA ($62.34), pointing to short-term weakness in an otherwise intact trend. An RSI of 34.8 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of +34.4% compares to +20.5% for SPY (beat the market by 13.9%).

$10,000 invested 1 year ago → $13,439 today
vs. S&P 500 (SPY) — same period beat market by 13.9%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($55.95)
Above 50-day MA ($62.34)
RSI(14) neutral zone (30–70) — currently 34.8
Positive return (+34.4%)
Within 10% of period high (−6.1%)
Period Range $62.05
$45.02 $66.08
RSI (14) 34.8
0 · OversoldOverbought · 100

Key Metrics

Price$62.05
Period Return+34.4%
Period High$66.08
Period Low$45.02
Drawdown−6.1%
MA-50$62.34
MA-200$55.95
RSI (14)34.8
Avg Volume (30d)7.4M
vs. SPYbeat by 13.9%
Return Rank#321 of 999

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