Is XP Worth Buying in 2026?

XP Inc. Class A Common Stock

STOCK stocks Updated 2026-07-26

Here’s whether XP Inc. Class A Common Stock (XP) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Caution.

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Caution

Positives: above the 50-day MA (medium-term momentum positive); RSI 53 — healthy momentum range. Concerns: trading below the 200-day MA (long-term downtrend); 50-day MA is falling (-2.48% over 10 days); 3-month momentum negative (-15.4%). Currently 27.8% off its 52-week high. Score: -2/7.

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XP is trading below its 200-day MA ($18.11) — a key warning sign the longer-term trend is under pressure. An RSI of 52.9 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of +0.2% compares to +16.5% for SPY (trailed the market by 16.2%). The current 27.8% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $10,024 today
vs. S&P 500 (SPY) — same period trailed market by 16.2%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($18.11)
Above 50-day MA ($16.38)
RSI(14) neutral zone (30–70) — currently 52.9
Positive return (+0.2%)
!Within 10% of period high (−27.8%)
Period Range $16.69
$14.80 $23.13
RSI (14) 52.9
0 · OversoldOverbought · 100

Key Metrics

Price$16.69
Period Return+0.2%
Period High$23.13
Period Low$14.80
Drawdown−27.8%
MA-50$16.38
MA-200$18.11
RSI (14)52.9
Avg Volume (30d)5.6M
vs. SPYtrailed by 16.2%
Return Rank#520 of 999

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