Is XP Worth Buying in 2026?

XP Inc. Class A Common Stock

STOCK stocks Updated 2026-08-23

Here’s whether XP Inc. Class A Common Stock (XP) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Neutral.

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Neutral

Positives: above the 50-day MA (medium-term momentum positive); 50-day MA is rising (+0.10% over 10 days); RSI 47 — healthy momentum range; rising volume confirms the move (1.28x 30d avg). Concerns: trading below the 200-day MA (long-term downtrend). Currently 27.3% off its 52-week high. Score: +2/7.

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XP is trading below its 200-day MA ($18.05) — a key warning sign the longer-term trend is under pressure. An RSI of 47.5 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of +4.0% compares to +20.5% for SPY (trailed the market by 16.5%). The current 27.3% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $10,396 today
vs. S&P 500 (SPY) — same period trailed market by 16.5%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($18.05)
Above 50-day MA ($16.29)
RSI(14) neutral zone (30–70) — currently 47.5
Positive return (+4.0%)
!Within 10% of period high (−27.3%)
Period Range $16.81
$14.80 $23.13
RSI (14) 47.5
0 · OversoldOverbought · 100

Key Metrics

Price$16.81
Period Return+4.0%
Period High$23.13
Period Low$14.80
Drawdown−27.3%
MA-50$16.29
MA-200$18.05
RSI (14)47.5
Avg Volume (30d)4.2M
vs. SPYtrailed by 16.5%
Return Rank#540 of 999

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