Here’s whether XP Inc. Class A Common Stock (XP) is worth buying in 2026 —
based on weekly-updated price trend, RSI momentum, and return vs.
the S&P 500. Our current read: Bearish.
🔴
Bearish
Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); 50-day MA is falling (-2.57% over 10 days); weak 1-year return of -22.4%; 3-month momentum negative (-21.4%). Currently 33.7% off its 52-week high. Score: -6/7.
XP is trading below its 200-day MA ($18.46) — a key warning sign the longer-term trend is under pressure. An RSI of 30.7 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of -22.4% compares to +24.4% for SPY (trailed the market by 46.8%). The current 33.7% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.
$10,000 invested 1 year ago→ $7,755 today
vs. S&P 500 (SPY) — same period trailed market by 46.8%
1-Year Price Chart
Daily candles
MA-50MA-200UpDown
Signal Check
✗Above 200-day MA ($18.46)
✗Above 50-day MA ($18.54)
✓RSI(14) neutral zone (30–70) — currently 30.7
✗Positive return (-22.4%)
!Within 10% of period high (−33.7%)
Period Range $15.34
$15.24$23.13
RSI (14) 30.7
0 · OversoldOverbought · 100
Key Metrics
Price$15.34
Period Return-22.4%
Period High$23.13
Period Low$15.24
Drawdown−33.7%
MA-50$18.54
MA-200$18.46
RSI (14)30.7
Avg Volume (30d)5.7M
vs. SPYtrailed by 46.8%
Return Rank#885 of 1245
Trend Signals
Price is below the 200-day moving average ($18.46)